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Affordable Housing Finance

Insurance

Property Insurance

This is an insurance cover to secure the property purchased from major natural calamities like fire, lightening, riots, storms, earthquakes, etc. Calamities may cause destruction of property partially or completely. Insuring the house against such calamities reduces the risk for the property owner and assists in rebuilding the building/ structure. The Insurance cover has to be with the insurer, preferably, approved by the lender, or any other insurer for a value as required by the lender.

Loan Protector/ Credit Shield

This is an insurance coverage for the borrower, to the tune of the outstanding principal. This will avoid any burden on the family in case of any mis-happening to the borrower or co-borrower. The Insurance cover has to be with the insurer, preferably, approved by the lender, or any other insurer for a value as required by the lender.

At the customer’s option, the premium on the Life Insurance and Property Insurance policies may be paid by AAHF and thereafter be included in the loan amount and hence no upfront premium is paid by the customer.

Disclaimer: Insurance is a subject matter of solicitation.